Terms of use


This Website is owned by Yeo Hiap Seng Limited (“YHS”). By using this Website, you indicate your agreement to be bound by these Terms of Use. If you do not agree to any part of these Terms of Use, do not use this Website.

1. Restrictions on use of materials

1.1  You may not reproduce, republish, upload, post, transmit, or distribute in any way any material from this Website without the prior written permission of YHS. You may, however, download one copy of the material on a single computer for your own personal domestic and/or non-commercial use only, provided you keep intact all accompanying copyright and other proprietary notices. Graphics and images on this Website are protected by copyright and may not be reproduced or appropriated in any manner without our written permission of written permission of the relevant owners. Modification of any of the materials or use of the materials for any other purpose will be a violation of our copyright and other intellectual property rights and the copyright and intellectual property rights of the respective owners.

1.2  If you download any software from this Website, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the "Software") are licensed to you by us. We do not transfer title to the Software to you. You own the medium on which the Software is recorded, but we retain full and complete title to the Software, and all intellectual property rights therein. You may not redistribute, sell, decompile, reverse-engineer, disassemble or otherwise deal with the Software.

2. Use of Website

You agree to use this Website in accordance with these Terms of Use and for lawful and proper purposes. You agree to be responsible for all matters arising from your use of this Website. Further, you agree:

·       Not to use this Website in any manner which breaches any applicable law or regulation or causes or which may cause an infringement of any third party rights;

·       Not to post, transmit or disseminate any information on or via this Website which may be harmful, obscene, defamatory or illegal or create liability to YHS;

·       Not to interfere or attempt to interfere with the operation or functionality of this Web Site; and

·       Not to obtain or attempt to obtain unauthorized access, via whatever means, to any of our  systems.

If we (in our sole and absolute discretion) believe that you are in breach, or will be in breach, of any of these Terms of Use, we reserve the right to deny you access to this Website without giving you a reason and/or without further reference to you.

3. No representation

This Website has been compiled in good faith by us, but no representation is made or warranty given (either express or implied) as to the completeness or accuracy of the information it contains. You must always verify this information before you act upon it by calling us at the Contact details provided or our relevant partners (as applicable). You shall not rely on anything herein in connection with any investment decision.

4. Disclaimer

The materials in this Website are provided "as-is" and without warranties of any kind either express or implied. To the fullest extent permissible and subject and pursuant to applicable law, we disclaims all warranties, express or implied, including, but not limited to, implied warranties of satisfactory quality, merchantability and fitness for a particular purpose. We do not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected or that this Web Site or this server that makes it available is free of any virus or other harmful elements. We do not warrant or make any representations regarding the correctness, accuracy, reliability, or otherwise of the materials in this Website or the results of their use.

5. Limitation of liability

5.1  Subject to applicable law, under no circumstances, including negligence, will we be liable for any direct, indirect, punitive, exemplary, special or consequential damages that result from the access to, use of, or the inability to use, the materials in this Website, even if we or any of our authorised representative has been advised of the possibility of such damages. We are also not liable nor responsible for any material provided by third parties with their own respective copyright and shall not under any circumstances, be liable for any loss, damages or injury arising from these materials. The total liability (if any) of YHS for all damages, losses, costs and expenses under whatever causes of action, whether in contract, tort or otherwise will not exceed any amount paid by you for accessing this Website.
5.2  The information contained in this Website is for informational purposes only and is provided to you on an “as-is” basis. We do not guarantee the accuracy, timeliness, reliability, authenticity of completeness of any of the information contained on this website. We are not liable for any information or services which may appear on any linked websites.

6. Modifications

We may change any part of this Website at any time at its sole discretion without notice. We may deny access to this Website to anyone at anytime.

7. Suggestions, comments and feedback

7.1  If you would like to respond to our Website with any information including feedback data, such as questions, comments, suggestions, or the like regarding the content of our Website, such information will be deemed to be non-confidential and we will have no obligation whatsoever with respect to such information and may reproduce, use, disclose and distribute the information to others without limitation.
7.2  Any communications you send to this Website or otherwise to us by electronic mail are on a non-confidential basis, and we may reproduce, publish or otherwise use them in any way for any purpose. We may use the content of any such communications, including any ideas, inventions, concepts, techniques or know-how disclosed herein, for any purpose, including the developing, manufacturing and/or marketing of goods and/or services.  Further, we may use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever including developing and marketing services incorporating such information.

8. Links to other sites

8.1  This Website contains links to other web sites which are not maintained by us. Similarly, other websites may contain links to this Website. We are not responsible for the contents of those websites and shall not be liable for any loss, damages or injury arising from the access to and use of contents of those websites. Any links to other websites are provided as a convenience to you as a user of this Website, and does not imply the endorsement of us of the linked websites or association with their operators. We disclaim all responsibility and liability for the use of linked websites, which you access and use at your own risk.

8.2  Any third party that wishes to establish links to this Website should notify us of their intention prior to doing so. We may deny permission for any such links to this Website. If however we give our permission for any such links, we are under no obligation to establish reciprocal links with the third party.

9. Applicable law and jurisdiction

These Terms of Use is govern exclusively by the laws of the Republic of Singapore and the courts of the Republic of Singapore will have exclusive jurisdiction in case of any dispute.

10. Other conditions

These Conditions of Use refer only to your use of this Web Site. Other and separate conditions may apply to any of our products or services or which we may run from time to time.

11. Data Protection

Please refer to our Privacy Policy regarding information you supply when you use this Website.


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Copyright © 2019. Yeo Hiap Seng Singapore Pte Ltd. All Rights Reserved.
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Copyright © 2019. Yeo Hiap Seng Singapore Pte Ltd. All Rights Reserved.